Property Finance

Whether you’re an experienced property developer or taking on your first project, our specialists are perfectly placed to source, negotiate and deliver an excellent deal for you.

Over the years we have developed a network of diverse finance providers, and understand who to approach to find the most favourable terms to meet your specific requirements. We construct financial packages for a wide range of projects, from BTL portfolio mortgages to large scale developments.

With our unique relationship with our lenders, we can often build finance packages that have a higher degree of flexibility.

Joint Venture Finance

100% development finance or joint venture (JV) development finance is a method of developing property without using your own money. The funder provides all of the money needed to complete the project with an agreed profit share at the end. The developer is responsible for delivering the project to the agreed plan - generally with no personal guarantees.

100% development finance is usually only available to experienced property developers.

We work closely with a small number of groups who we know deliver and don't change the deal part way through. We will work with you to structure the right deal.

Property Development Finance

Property development finance is central to our business and our team of specialists can support you in finding the best property development finance deal for the acquisition and development of residential and commercial property projects across the UK. Some of our lenders (with additional security) will lend up to 100% of both the site purchase costs and the property development finance required. We can also work with you to refinance onto a lower rate loan once the project is completed if necessary.

We can support the following project types:

Residential new build and refurbishment across all property types
Office or retail to residential conversion
Bridging finance for auction or short turn around purchases
Commercial, industrial, office and mixed-use developments

Please see Property Development FAQs for more details.

Portfolio Funding

We work with property investors to optimise their financing strategy when acquiring or refinancing investment properties. We specialise in financing highly complex structures with multiple elements. Professional investors and private landlords with more than one buy to let property often require specialist funding to enable them to expand their property portfolio and ensure it is delivering the best returns possible. Using portfolio finance can help to reduce costs as well as spread the risk across a range of properties, maximising returns.

We can assist with all types of residential investment finance including:

Complex buy-to-lets – covering multi-units
Non standard properties - including student accommodation, HMOs, serviced accommodation and holiday lets
Mixed use – commercial and residential blocks

Aben Financial is a trading name of Boyd Wallis Ltd - a company registered in England & Wales (co. registration number 10494769). Boyd Wallis Ltd (reference number 766411) acting as Credit Brokers, not lender, are Appointed Representatives of White Rose Finance Group Ltd (reference number: 630772) Authorised and Regulated by the Financial Conduct Authority.

Boyd Wallis Ltd is registered with the Information Commissioner’s Officer (ref: ZA226349)

PLEASE MAKE BORROWING DECISIONS CAREFULLY AS PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS