Whether you’re an experienced property developer or taking on your first project, our specialists are perfectly placed to source, negotiate and deliver an excellent deal for you. 

Over the years we have developed a network of diverse finance providers, and understand who to approach to find the most favourable terms to meet your specific requirements. We construct financial packages for a wide range of projects, from BTL mortgages to large scale developments.

With our unique relationship with our lenders, we can often build finance packages that have a higher degree of flexibility. 

Joint Venture Finance

100% development finance or joint venture (JV) development finance is a method of developing property without using your own money.  The funder provides all of the money needed to complete the project with an agreed profit share at the end.  The developer is responsible for delivering the project to the agreed plan - generally with no personal guarantees. 

100% development finance is usually only available to experienced property developers.  

We work closely with a small number of groups who we know deliver and don't change the deal part way through.  We will work with you to structure the right deal.  

Property Development Finance

 Property development finance is central to our business and our team of specialists can support you in finding the best property development finance deal for the acquisition and development of residential and commercial property projects across the UK.   Some of our lenders (with additional security) will lend up to 100% of both the site purchase costs and the property development finance required.  We can also work with you to refinance onto a lower rate loan once the project is completed if necessary.

We can support the following project types:

  • Residential new build and refurbishment across all property types
  • Office or retail to residential conversion
  • Short term loans for minor property refurbishments
  • Bridging finance for auction or short turn around purchases
  • Commercial, industrial, office and mixed-use developments

Please see Property Development FAQs for more details.

Commercial Mortgages

We provide access to a broad range of commercial mortgage products for the acquisition and development of freehold commercial, retail and investment properties. 

We can access commercial mortgage for both Owner Occupier and Investment purposes for:

  • Offices, warehouse and industrial premises
  • Nursing/care homes and day nurseries
  • Professional landlords - Buy-to-Let, portfolio consolidation and equity release
  • High street retail, semi-commercial, shops and take-aways
  • Pubs, clubs, hotels, restaurants, cafes and other licensed premises
  • Farms, equestrian and agricultural units
  • Leisure Facilities – health clubs, gyms, caravan sites, golf courses etc.

We can also help you raise funds for business acquisition – with lenders who will lend against the value of the business beyond the physical assets. This is a more specialist lending process where lenders want to understand the management team and the business case in more detail. Our expert advice can help you navigate this process – helping you build your business plan and presenting it to lenders on your behalf. Please see Commercial Mortgage FAQs for more details.

Residential Investment

We work with property investors to optimise their financing strategy when acquiring or refinancing residential investment properties. We work with first time investors right through to seasoned professionals with scores of properties in highly complex structures.

We can assist with all types of residential investment finance including:

  • Acquisition and refurbishment
  • Simple buy-to-lets
  • Complex buy-to-lets – covering multi-units and blocks of flats
  • Non standard properties - including student accommodation, HMOs, serviced accommodation and holiday lets
  • Mixed use – commercial and residential blocks

 Please don't hesitate to get in touch via our contact form or by telephone if you have any questions. We are happy to discuss your financing needs as well as providing you with the relevant information and recommendations.